Home Work & Business How to Start a Business in the USA as a Foreigner — 2026 Guide
Work & Business Updated April 2026

How to Start a Business in the USA as a Foreigner — 2026 Guide

You do not need a US visa to own a US LLC. Here is exactly how to form a company as a non-resident.

InfoUnitedStates.org · Independent guide · Not affiliated with any government

Can Foreigners Own US Companies

Yes, completely. Non-US citizens and non-residents can form and own 100% of a US LLC (Limited Liability Company) or C-Corporation. You do not need a visa, a US address (you can use a registered agent), or an SSN. Millions of international entrepreneurs have US companies.

What you can and cannot do:

  • ✅ Own the company
  • ✅ Receive profits as dividends or distributions
  • ✅ Sign contracts on behalf of the company
  • ✅ Open US bank accounts (with some effort)
  • ✅ Hire American employees
  • ❌ Physically work in the US for your own company without a work visa

LLC vs C-Corp

FactorLLCC-Corp
Best forSolo founders, freelancers, small teamsStartups seeking VC funding
Tax treatmentPass-through (single taxation)Double taxation (company + dividend)
ComplexitySimpleMore complex
Stock optionsNoYes
VC-friendlyNoYes

For most non-resident business owners (consultants, SaaS, e-commerce, freelancers): LLC is the right choice. For raising VC from top US funds: Delaware C-Corp.

Wyoming vs Delaware

FeatureWyomingDelawareNew Mexico
Formation cost$100$90$50
Annual report$60$300 franchise taxNone
PrivacyHigh (no public owner disclosure)MediumHighest
Legal systemBusiness-friendlyFamous Chancery CourtSimple
Best forSolo founders, e-commerceStartups with VCsUltra-lean

For most non-residents: Wyoming. Cheap, private, simple. Delaware only makes sense if you plan to raise VC.

Formation Steps

  • 1. Pick a state (Wyoming, Delaware or New Mexico usually)
  • 2. Pick a name and check availability on the state website
  • 3. Appoint a registered agent — you need a US address. Services like Northwest Registered Agent ($125/year) or ZenBusiness do this.
  • 4. File Articles of Organization online with the state ($50-100)
  • 5. Get an EIN from the IRS (free)
  • 6. Open a US bank account
  • 7. Draft an Operating Agreement (legally required in some states)
  • 8. File beneficial ownership (BOI report) with FinCEN — required since 2024

Services like Stripe Atlas ($500 one-time), Firstbase or doola handle all of this for you. They are worth the fee if you have never done this before.

Getting an EIN

The EIN (Employer Identification Number) is the US federal tax ID. You cannot open a US bank account without one. As a non-resident:

  • Apply by fax or mail with Form SS-4
  • Fax is fastest — 4-7 business days
  • Mail takes 4-6 weeks
  • Do NOT use the online IRS tool (requires an SSN)
  • Formation services include EIN as part of their package

Opening a Bank Account

The hardest step. Post-Patriot Act, US banks are cautious with foreign-owned LLCs. Options:

  • Mercury Bank — digital bank focused on startups. Accepts foreign-owned LLCs. Free.
  • Relay — similar to Mercury. Good alternative.
  • Brex — for funded startups (C-Corps usually).
  • Wise Business — multi-currency account, works without US presence.
  • Chase, Bank of America — usually require you to visit a US branch in person.
🏦 Recommended path: Wyoming LLC via Stripe Atlas or doola, then Mercury Bank account. Total cost: $500-700 all-in.

Tax Obligations

A foreign-owned single-member LLC is a disregarded entity for US tax. You file:

  • Form 5472 + Pro Forma 1120 — annually by April 15. Required even if no income.
  • BE-13 survey (Bureau of Economic Analysis) for investments
  • State annual report (Wyoming: $60)
  • BOI report (FinCEN) — beneficial ownership

If you have no US-source income and no US presence, you typically owe no US income tax. But the FILING requirement still applies. Penalty for not filing Form 5472 is $25,000. Hire a CPA familiar with foreign-owned LLCs.

Annual Compliance

  • Wyoming annual report + fee (~$60)
  • Form 5472 + 1120 (foreign-owned LLCs)
  • State sales tax (if selling to US customers — varies by state)
  • BOI report updates
  • EIN maintenance (free)

Total annual cost to maintain a Wyoming LLC: $60-200 in state fees, $500-1,500 for a CPA to file Form 5472.

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Frequently Asked Questions

Do I need a US visa to start a US business?

No. Non-residents can own US LLCs and corporations. You only need a visa if you want to physically work in the US.

What is the cheapest state to form an LLC?

Wyoming ($100 to form, $60/year) or New Mexico ($50 to form, no annual report). Delaware is popular but charges $300/year franchise tax.

Can a foreign-owned LLC open a US bank account?

Yes, but it is getting harder. Mercury Bank, Relay and Brex are fintech-friendly. Chase and Bank of America often require in-person visits.